Bad Credit Costs We Can Help

An increase in just 20 points could save you thousands in interest.

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More Than Credit Repair in Tallahassee FL…
We Change Lives!

We are a board certified credit repair company that uses the FCRA (Fair Credit Reporting Act) & the FDCPA (Fair Debt Collection Practices Act) to remove inaccurate/outdated/unverifiable items from your credit file. This results in an increase in your credit scores and thousands of dollars saved in interest each year. Instead of investing hundreds upfront for credit repair with a “Pay and Pray it Goes Away Method. This ensures an affordable and results-driven credit repair experience.

Credit Audit

Get a professional analysis of your credit report to identify opportunities for improvement.

Credit Repair

Remove inaccurate and unverifiable items from your credit report and only pay for results.

Credit Education

Get the tools and tips you need to maintain a lifetime of great credit with video and email training.

24/7 online updates

With access to a secure online portal, you are never in the dark with your credit updates.

Board Certified Credit Consultant

Rest assured a company governed by CCA and trained in tactics to improve your credit file is working on your behalf.

Money Back Guarantee

Rest assured knowing that we back our work with our money back guarantee.


You can legally repair your credit utilizing consumer protections laws such as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Much more. The Credit RX not only works to repair your credit, we provide you the tools you need to educate you for a lifetime of success. Our proven credit repair process will do almost all the work for you while giving you support from start to finish.

We help improve your credit scores by removing…

2 Steps To Start


Schedule Consultation

After you complete enrollment and pull your credit reports. you will receive a call from our staff within 24 hours to schedule a consultation call. In this free 15 minute phone consultation with one of our Board Certified Credit Consultants, we will discuss your credit goals and how we can help. There is no obligation to sign up.


Pull Credit Reports

After you complete enrollment, you will be asked to pull credit reports for $1. Just like a dentist needs an XRAY, we need to see your credit reports to help improve it. Monitoring site MUST be obtained prior to your consultation. Make note of your user name and password. This will not harm your score.

What's Next?



You made the right choice to repair your credit. People with bad credit pay thousands more in interest than people with good credit. We will schedule your free phone consultation where you can discuss your financial goals and how we can help get you there!



During your phone consultation, we will discuss your credit repair needs and how our services can help. We will also make credit card recommendations at this time to further boost your credit scores. Been denied for a credit card? No worries. We partner with several companies that will extend credit to you guaranteed.



Once your file goes to processing, we will figure out the best way to remove derogatory items that are harming your credit health.



We mail your letters to all three credit bureaus. Credit bureaus begin their investigation process and they have 30 days to respond! You play a vital role during this time in your credit repair journey so make sure you follow all recommendations. This is the waiting period for you and will seem like it takes forever! Do not get discouraged. I assure you magic is happening behind the scenes.

DAY 45


Round 1 is complete. This is a huge day for your credit file! Today we will call to discuss your progress.


  • Have you been denied for a new home, car, business loan, credit card or employment?
  • Have a credit card but the statement looks like Spanish? Due dates vs statement dates…oh my!
  • Ready to see an immediate boost in your credit scores WITHOUT hiring a credit repair company?
  • Ready to cut up your credit cards due to credit card debt?

This book is for you! Did you know you could have credit scores in the low 600s even if you pay all your bills on time? That’s right!! The reason is because payment history is ONLY 35% of your scores..Credit Card Secrets will show you the credit industry secrets to make sure you maximize the other 65%. We’ll even give you access to our credit card partners that will approve you GUARANTEED with no credit check or impact to your credit scores! The author, Jacquelyn Calloway, is a Board Certified Credit Consultant and leader in the credit repair field




24/7 Client Portal Access to Monitor your Progress

Unlimited Phone/Email Support

24/7 Client Portal Access to Monitor your Progress

Enroll Your Spouse For Only $99

Access to $5,000+ in credit building accounts

Cease & Desist to Stop Harrassing Debt Collector Phone Calls

Local Mortgage Lender Recommendations That Will Get You Approved

Local Real Estate Agent Recommendations That Will Help You Find The House Of Your Dreams

Best In-Class Phone/SMS Support.

$299 Audit Fee

$99 Monthly Fees

Frequently Asked Questions

Absolutely!  The Credit Repair Organizations Act allows credit repair companies to assist clients in removing inaccurate, outdated and unverifiable items on their credit reports.  The Fair Credit Reporting Act gives you the right to challenge those derogatory items that lower your credit scores.  This is where we come in.  The experts at Credit RX know all about the credit system and will ensure everything is being reported correctly and removed timely.

Once the three credit bureaus (Equifax, Experian and Transunion) receive your dispute letters, they have 30 days to respond.  You will see results between 35-40 days.

Of course not. After paying your initial audit fee which is for the emailed audit breakdown of your credit profile, you will only pay $99 per month for our services. The only other fees that you will incur during your time with us is $24.95 per month for credit monitoring. Credit monitoring allows us to see what is happening on your file and gives a monthly updated credit report. See our pricing page.

Honestly it all depends.  This is why we offer a FREE consultation:  to develop a game plan based on your personal situation.  Clients typically stay in our program 3-6 months.  We will repair your credit as quickly as the law allows so that you can meet your goals.  This is not to say that all derogatory items will be deleted in 3-6 months.  Due to CROA, we cannot guarantee deletions or score increases.  This is just the time frame clients typically stay in our program.  We will use every aggressive dispute tactic at our disposal to make sure you receive the best results.

The honest answer:  we don’t know.  Credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit and types of credit.  Most importantly, YOU play a huge role in your success during the program.  For example, if you get a new late payment, max out your credit cards, get a new collection, and/or do not obtain a credit card per our recommendations, your scores can drop.  Keep in mind, you are hiring Credit RX to remove inaccurate, outdated and unverifiable items on your credit reports…the credit score change is the byproduct.

When you go to the dentist with a toothache, the first thing they do is take an X-ray.  Dentist do this to make sure they properly diagnose your issue.  It works the same way with credit repair.  Your credit monitoring account is us taking an “X-ray”, allowing Credit RX to reference the correct laws and use the best dispute tactics.  We will refresh your credit monitoring account once per month to get updates and call you with your progress for each round.

A common misconception is once a negative item is on your report, it will remain for 7 years.  What this means is for 7 years, your credit scores will suffer and you will be required to pay thousands more in interest than someone with good credit.  Let Credit RX expertise in credit laws work for you!  The FCRA requires all accounts on your credit file to be accurate, dated and verifiable.  If these requirements are not met, the creditor must delete the account.   If the account does meet their requirements, the following time frames apply:
2 Years-Inquiries
7 Years-Collections/Tax Liens/Closed Accounts/Foreclosures/Child Support/Civil Suits/Civil Judgments/Late Pays/Student Loans
10 Years-Bankruptcy (Chapter 7, 11, 12 & 13)
Forever-Unpaid tax liens/Unpaid federal student loans
Credit affects every aspect of your life and without a healthy credit file & score, you will face many hardships.
Employment:  Many employers check credit before offering you a job.  Employers use your credit report to determine how responsible you are.  With the job market being so competitive, the last thing you want is to appear not up for the task.
Mortgage:  Banks rely on your credit scores to determine if they will lend to you.  Simply put:  the lower your credit score the higher risk you are.  This will keep you in the cycle of hearing “DENIED”.  If you are approved, you will pay thousands of dollars more for the same loan.
Insurance Premiums:  Insurance companies determine how much to charge you based on your credit scores.  Once again, lower scores equates to higher risks, and means trouble for insurance companies.
Bottom line:  the less money you are spending due to bad credit, the more you will have for savings, retirements, vacations, investing, and much more….

Our Reviews

If you are looking for credit repair Tallahassee FL, then The CreditRx are your go-to experts. Our professional credit repair services can help remove negative items from your credit reports to improve your FICO score and give you the best chance of getting approved for loans or other lines of credit. We specialize in removing medical bills, collection accounts, late payments, inquiries, student loans, bankruptcy, and more. We have a team of credit specialists who are dedicated to helping you achieve your credit goals.


If you’re considering credit repair, then it’s important to understand how credit scores are calculated and what goes into making up your credit report. Your credit score is a three-digit number that lenders use to measure the risk of lending money to you. The higher your credit score, the less risk you pose to the lender, which means you’re more likely to be approved for loans and other lines of credit. A low credit score can mean that you’ll have to pay high-interest rates on any loans or lines of credit that you do get approved for, and may also mean that you won’t be approved at all.


Your credit report is a detailed history of your credit activity. It includes information on where you live, how much credit you have available, and whether you’ve paid your bills on time. It also includes information on any negative items that may be affecting your credit scores, such as late payments, collection accounts, bankruptcies, and more. The CreditRx specializes in helping you remove inaccuracies such as these.


You may wonder if credit repair is the right choice for you? The truth is, it is usually the best choice for most people. If your goal is to improve your credit scores, then credit repair is the solution for you.


What is credit repair?

Credit repair is the legal process of disputing inaccurate and unverified items on your credit report. The smallest error can cost you up to 100 points of your FICO score.

By using credit repair you are able to issue disputes to the credit bureaus and data furnishers. By law (the FCRA), they have 30 days to reply or remove the file from your report.


It’s important to have a company that knows this process in detail and how to achieve satisfactory results.


How long does credit repair take?

Credit repair can take as little as a few weeks or up to several months, depending on the severity of the credit problems and how many items need to be disputed.

Luckily we have refined the process of credit repair and are able to get results within a reasonable timeframe.

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Contact Info

Hours of Operation
Monday – Friday 10AM-5PM | Saturday & Sunday – Closed

267 John Knox Road, Suite 206 Tallahassee, Fl 32303


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Never Get Denied Again Because of Your Credit.