Credit Repair Cape Fl

credit repair cape coral fl
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Are you in need of a credit repair Cape Coral, Florida?

If so, we can help! We offer professional and affordable credit repair services to all our clients. Our knowledgeable and experienced credit experts will work with you to ensure that your credit score is repaired properly.

Contact us today for more information on what we have to offer or if you are interested in receiving one of our many helpful services!

We are here to help! Contact us today at (850) 298-8904 for more information on our services or to schedule a free consultation. We look forward to hearing from you soon!

We Are The Best Credit Repair Cape Coral Fl

We are The Credit RX and we have over a decade of experience helping clients achieve their financial goals. If you’re looking to get approved for a home loan mortgage, business credit, low-interest credit cards, affordable personal loans, and more, then we can help you improve your credit profile and fix your bad credit.

Then you can move on towards life’s bigger purchases and be happy knowing that you’re paying the best interest rates possible.

We have spent endless hours and resources studying the leading industry practices that get results. Our goal is to help you get hard to delete items removed from your credit report.

We specialize in disputing these items with the credit bureaus for credit repair cape coral fl:

  • Broken Leases
  • Repossessions
  • Foreclosures
  • Late Payments
  • Inquiries
  • Medical Bills
  • Student Loans
  • Child Support Payments
  • Judgments
  • Charge Offs
  • Tax Liens
  • Bankruptcy
  • Collections
  • ChexSystems
  • And More

Our friendly team is ready to help you discover if our services are a good fit for your credit repair needs. Give us a call today or schedule a free credit consultation today.

How Much Does Credit Repair Cost in Cape Coral FL?

Our credit repair services are affordable and payments terms are flexible to our clientele. Just like fingerprints, every credit report is different.

Therefore, we highly recommend getting a free credit review.

Our team will analyze your credit report in detail and educate you on what is keeping your scores low and how we can help fix your credit score issues.

Afterward, we will provide you with a full quote upfront and allow you to decide if our credit repair services are right for you.

How Long Does Credit Repair Take in Cape Coral FL?

Credit repair is a 6-month process on average. Each round of disputes takes 30-40 days to complete. With the entire program taking roughly 6 rounds in total.

If after 6 rounds are complete and there are still items left that still affect your credit score, then we will explore additional solutions with you and allow you to decide the best course of action for your needs.

Is Credit Repair Legal in Cape Coral FL?

Credit repair is 100% legal. We operate by the book and do not believe in using questionable or illegal credit repair practices.

If you see services offering credit sweeps, CPN numbers, or tradelines, run far away.

These are typically scams.

Our reputation means the world to us and we believe in being 100% transparent with our clients.

Our mission is to be here for the long haul.

How Do I Avoid Credit Repair Scams in Cape Coral FL?

  1. Avoid credit repair companies charging their fees 100% upfront. This is illegal according to the Credit Repair Services Organizations Act
  2. Avoid credit repair companies that ask you to pay them via CashApp or Zelle. There is no recourse for you if you pay in these manners.
  3. Read their online reviews from previous clients.
  4. Make sure they have a legitimate website and business phone number.
  5. If it sounds too good to be true, it probably is.

How Do I Know If Credit Repair Will Work?

The truth is, you don’t know. Credit repair is not a magical pill that solves all problems overnight. If a company is promising you that, be cautious. However, credit repair works for many people.

A) Consider your options. Bankruptcy costs $2,000 – $5,000 on average and destroys your credit.

B) Debt consolidation takes 2-5 years and does not help your credit usually.

C) Waiting 7 years for negative items to “fall off” your credit report.

Not to be biased, but credit repair is the best choice for most people.

Whatever you decide, it’s important to take some type of action and change your circumstances for the better.

How Does Credit Repair Work?

Credit repair is a legal right that every US consumer has. Per the Fair Credit Reporting Act (FCRA), you have the right to dispute any information you deem to be inaccurate or unverified.

You are legally allowed a 100% accurate and 100% verified credit file.

The FCRA states that the credit bureaus and data furnishers have 30 days to conduct a proper investigation into your claims and respond within that time period.

If they do not respond in a timely manner then that item must be removed from your credit report.

This and other rules in the FCRA allow you to improve your credit profile and increase your credit scores by removing negative, outdated, inaccurate, and unverified information plaguing your credit report.

Who Are The Three Major Credit Bureaus?

Experian, Equifax, and TransUnion are the 3 major credit bureaus.

These are the credit bureaus responsible for keeping accurate and up-to-date information on your credit profile.

Can I Boost My Credit In 30 Days or Less?

This is a common question we get often. The truth is, not likely.

Credit repair takes time to resolve years of inaccuracies and unverified data. If a company or person is promising results overnight, understand that this is most likely a scam.

Reputable companies will be transparent and honest about their credit repair process, how long it takes, and what the cost will be to you over time.

Due to the high level of individuals lacking credit score knowledge, there are shady characters looking to take advantage of individuals that simply don’t know any better.

Our mission is to educate and empower our Florida communities so that less and less honest people get taken advantage of.

Check out our YouTube Channel for free content and info about credit.

If you’re ready to change your financial future we would love the chance to speak with you more about what we do and how we can help.

Give us a call at (850) 298-8904 or request a free credit review today.

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